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Invoice Factoring Services for Small Business
Invoice factoring services, or spot factoring, from The Interface Financial Group can be a beneficial tool for business owners in time of financial need. Obtaining loans from banks and other traditional financial institutions can be an arduous process. That's where IFG's spot factoring services come in. IFG's spot factoring or single invoice factoring service (a.k.a. invoice discounting) is unique, simpler and superior to standard invoice factoring services provided by traditional old line factors. With our innovative invoice factoring solutions we offer short-term working capital to growing businesses who often find it difficult to attract conventional funding.

What is Spot Factoring?
Spot Factoring is not a loan – it is the purchase of financial assets, or receivables from a factoring company like IFG, and it differs from traditional bank loans in that bank loans involve two parties, while factoring involves three parties. Banks base their decisions on a company’s credit worthiness, whereas factoring is based on the value of the receivables. With invoice factoring, there are no minimums, no maximums, no long-term commitments and no lengthy application process.

How Spot Factoring Can Help Your Business
Many businesses do not get paid right away for delivered products/services. This negatively impacts cash flow and can make it hard for the business to produce new orders in a timely fashion. Invoice factoring benefits businesses that do not get paid for 30, 60 or 90 days by advancing up to 90 percent of the invoice total, at the time of order fulfillment. IFG looks at the creditworthiness of the client’s customers and can provide funding within as little as 24 hours.

The Interface Financial Group – More than 150 Offices
With more than 150 locations and over 35 years of experience, IFG serves clients in more than 30 industries in the United States, Canada, Australia, New Zealand and Singapore. IFG also offers cross-border transaction facilities between the U.S., Canada, Australia and New Zealand. Make invoice factoring part of your business growth strategy today. IFG’s professional team of field experts have been operating since 1972.