A recent Labor Department report indicate that the unemployment rate dropped down to 9.4 percent in December 2010, from 9.8 percent in November. But employers were slow to add jobs — only 103,000 jobs were added, while analysts had predicted about 150,000.

As the New Year gets underway, many small businesses are thinking positive about the future, seeking ways to improve their cash flow, and pay off credit cards. Accounts receivable factoring is one way to accomplish both goals. Different from traditional bank loans, factoring just involves two parties, the factoring company and you.

What’s more, a new tip for the New Year — The Interface Financial Group, Inc. (IFG) is one of the only companies providing single invoice factoring, a popular new tactic allowing companies to factor one invoice at a time. This is a cash management tip that can increase a small company’s cash flow during 2011, if used when needed.