1.Does your exit strategy for investments still make sense? What if the stock market or your own company’s stock takes another dive? Do you have a plan to secure the assets that have grown over the past year?How far will your money go before you sell out of the stock market?
2. Do you maintain a budget? Once your income begins to go up again, carefully monitor your spending plan and be certain to save a minimum of 10 percent of your total income, and if yiou can swing it, save twenty percent. If you review your budget you can easily determine your needs, and not make unnecessary purchases that are not in your budget.
3. Do you keep sufficient cash in reserve? Cash reserves need to be a minimum of three months more than you would normally have. If you already have three months in reserve, double the cash to six months of cash in reserve. The job market is tough, and it takes more time to get a job today.
4. Are you keeping up with your insurance? If you lose your job you may discover many coverages such as disability insurance when it is too late. Review your beneficiary designations and keep them up to date.
5. Are you prepared to use factoring in your business? Rather than go into debt, are you prepared to use factoring to catch up on things like insurance when unexpected bills come up? Most factoring companies pay in less than 48 hours, allowing youto catch up on debts.
Does your exit strategy for investments still make sense? What if the stock market or your own company’s stock takes another dive? Do you have a plan to secure the assets that have grown over the past year? How far will your money go before you sell out of the stock market?Accounts receivable factoring can help.
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