The Federal Reserve said today that banks are not giving small businesses enough access to credit. Nor are they providing enough small business loans that will ultimately support new jobs, let alone economic growth.
Some banks (large financial institutions) are opening lines of credit to small businesses via small business loans and small business credit cards. And until they get these programs in place for small business lending, the banks are stifling the economic growth.
Many analysts believe that a better economy is the only thing that will open up small business lending. And in the meantime, small businesses can use tried and true solutions that we already know work, such as factoring accounts receivable.
Factoring companies like IFG have numerous testimonials from small businesses who have used this financial tactic successfully, whether it is for single invoices, also known as spot factoring, or multiple accounts receivable invoices.
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